.va-hero__guarantee[data-astro-cid-speko3ch]{display:inline-block;margin-top:22px;padding:10px 22px;border-radius:999px;background:var(--orange);color:#fff;font-weight:800;font-size:clamp(1rem,2.2vw,1.2rem)}.va-hero__guarantee[data-astro-cid-speko3ch] strong[data-astro-cid-speko3ch]{font-size:1.25em}.va-hero__disclaimer[data-astro-cid-speko3ch]{margin-top:10px;font-size:.78rem;line-height:1.7;color:var(--on-dark-soft)}.va-guarantee-note[data-astro-cid-speko3ch]{margin-top:28px;padding:20px 24px;border:2px solid var(--orange);border-radius:var(--radius);background:#fff;text-align:center;font-size:.82rem;line-height:1.9;color:var(--ink-soft)}.va-guarantee-note[data-astro-cid-speko3ch] strong[data-astro-cid-speko3ch]{display:inline-block;margin-bottom:4px;font-size:1.15rem;color:var(--navy)}.apply-form[data-astro-cid-speko3ch]{padding:clamp(28px,4vw,44px)}.field__help[data-astro-cid-speko3ch]{margin-top:8px;font-size:.8rem;color:var(--ink-mute)}.field[data-astro-cid-speko3ch] select[data-astro-cid-speko3ch]{width:100%;padding:14px 16px;border:1.5px solid var(--border);border-radius:var(--radius-sm);background:#fff;color:var(--ink);font:inherit;transition:border-color .2s ease}.field[data-astro-cid-speko3ch] select[data-astro-cid-speko3ch]:focus{border-color:var(--navy);outline:none}.apply-form__terms[data-astro-cid-speko3ch]{margin-bottom:24px;padding:16px 18px;background:var(--bg-tint);border-radius:var(--radius-sm);font-size:.82rem;line-height:1.9;color:var(--ink-soft)}.apply-form__submit[data-astro-cid-speko3ch]{width:100%}.va-hero[data-astro-cid-speko3ch]{background:linear-gradient(115deg,var(--navy-deep) 0%,var(--navy) 62%,#0d4a82 100%);color:#fff;overflow:hidden}.va-hero__inner[data-astro-cid-speko3ch]{display:grid;grid-template-columns:minmax(0,3fr) minmax(0,2fr);gap:clamp(32px,5vw,64px);align-items:center;padding-block:clamp(56px,8vw,96px)}.va-hero__kicker[data-astro-cid-speko3ch]{display:inline-block;font-size:.82rem;font-weight:700;letter-spacing:.12em;color:#fff;border:1px solid rgba(255,255,255,.5);border-radius:999px;padding:6px 16px;margin-bottom:20px}.va-hero__title[data-astro-cid-speko3ch]{color:#fff;font-size:clamp(1.5rem,3.6vw,2.3rem);line-height:1.5}.va-hero__em[data-astro-cid-speko3ch]{color:#ffd9a8}.va-hero__lead[data-astro-cid-speko3ch]{margin-top:20px;color:var(--on-dark-soft)}.va-hero__cta[data-astro-cid-speko3ch]{display:flex;flex-wrap:wrap;gap:14px;margin-top:30px}.va-hero__cta[data-astro-cid-speko3ch] .btn--outline[data-astro-cid-speko3ch]{background:transparent;color:#fff;border-color:#ffffffb3}.va-hero__cta[data-astro-cid-speko3ch] .btn--outline[data-astro-cid-speko3ch]:hover{background:#ffffff1f}.va-badge[data-astro-cid-speko3ch]{background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow);padding:40px 32px;text-align:center;max-width:280px;margin-inline:auto;rotate:2deg}.va-badge__icon[data-astro-cid-speko3ch]{display:flex;justify-content:center;margin-bottom:14px}.va-badge__label[data-astro-cid-speko3ch]{font-weight:700;color:var(--navy);font-size:1.1rem}.va-badge__sub[data-astro-cid-speko3ch]{font-size:.72rem;font-weight:700;letter-spacing:.3em;color:var(--slate);margin-top:4px}.problem-grid[data-astro-cid-speko3ch]{display:grid;grid-template-columns:1fr 1fr;gap:24px}.problem-card[data-astro-cid-speko3ch]{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow-sm)}.problem-card__num[data-astro-cid-speko3ch]{font-size:2rem;font-weight:700;line-height:1;color:color-mix(in srgb,var(--slate) 36%,white);margin-bottom:10px}.problem-card[data-astro-cid-speko3ch] h3[data-astro-cid-speko3ch]{font-size:1.1rem;margin-bottom:10px}.problem-card__body[data-astro-cid-speko3ch]{font-size:.9rem;color:var(--ink-soft)}.problem-bridge[data-astro-cid-speko3ch]{text-align:center;margin-top:clamp(32px,5vw,48px);font-size:clamp(1rem,1.8vw,1.15rem);font-weight:700;color:var(--navy);line-height:2}.point-grid[data-astro-cid-speko3ch]{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;max-width:920px;margin-inline:auto}.point-card[data-astro-cid-speko3ch]{text-align:center;background:#fff;border:1px solid var(--border);border-top:4px solid var(--orange);border-radius:var(--radius);padding:32px 24px;box-shadow:var(--shadow-sm)}.point-card__value[data-astro-cid-speko3ch]{font-size:2.6rem;font-weight:700;color:var(--navy);line-height:1.2;font-feature-settings:"tnum" 1}.point-card__value[data-astro-cid-speko3ch] span[data-astro-cid-speko3ch]{font-size:.5em;margin-left:2px}.point-card__label[data-astro-cid-speko3ch]{margin-top:10px;font-size:.88rem;color:var(--ink-soft);text-align:left}.va-note[data-astro-cid-speko3ch]{text-align:center;margin-top:32px;color:var(--ink-soft);max-width:46em;margin-inline:auto}.pc-only[data-astro-cid-speko3ch]{display:inline}@media(max-width:960px){.va-hero__inner[data-astro-cid-speko3ch]{grid-template-columns:1fr}.va-hero__badge[data-astro-cid-speko3ch]{display:none}.problem-grid[data-astro-cid-speko3ch]{grid-template-columns:1fr}.point-grid[data-astro-cid-speko3ch]{grid-template-columns:1fr;max-width:480px}.pc-only[data-astro-cid-speko3ch]{display:none}}